Ocala Homes under $400,000

Ocala Homes under $400,000

Welcome to Ocala, Florida, a hidden gem nestled in the heart of Marion County. Known for its stunning natural beauty and rich equestrian heritage, Ocala offers a unique blend of small-town charm and vibrant community life. With its lush landscapes, rolling hills, and scenic horse farms, it's no wonder that Ocala is often referred to as the "Horse Capital of the World."

For homebuyers seeking affordability without compromising on quality, Ocala presents an enticing selection of homes priced under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find a diverse range of properties that cater to every lifestyle. From cozy single-family homes to modern townhouses, the real estate market here is both dynamic and accessible.

Living in Ocala means enjoying a relaxed pace of life, with easy access to outdoor activities, parks, and recreational facilities. The nearby Ocala National Forest offers endless opportunities for hiking, biking, and horseback riding, while the vibrant downtown area boasts charming shops, delightful eateries, and cultural attractions.

Additionally, Ocala’s strategic location provides convenient access to major highways, making it easy to explore the attractions of Central Florida, including the enchanting city of Orlando and the stunning beaches of the Gulf Coast.

With its affordable housing options and an inviting community atmosphere, Ocala is the perfect place to call home. Discover the joy of living in this beautiful region, where your dream home awaits!

Newest Ocala Homes under $400,000

1323 Nw 52nd Court, Ocala
$209,900
3 Beds ⋅ 2 Baths ⋅ OM733342 MLS
BRAND-NEW CONSTRUCTION – Welcome to 1323 NW 52ND CT Ocala Fl. a beautifully finished 3-bedroom, 2-bath home offering 1,232 sq. ft. under air and an attached 1-car garage in Silver Ocala. Step inside to a bright, modern interior featuring porcelain tile flooring throughout, ceiling fans, granite countertops in the kitchen, and granite bathroom vanities. The thoughtfully designed floor plan provides comfortable living space with attractive finishes throughout. An automatic garage door opener adds extra convenience. Enjoy the benefits of new construction and a fresh, move-in-ready home at an affordable price point. Conveniently located near shopping, dining, schools, medical facilities, with easy access to the many amenities and attractions throughout the Ocala area. Schedule your showing and come see this beautiful new home today!

1323 Nw 52nd Court, Ocala
16424 Sw 14th Avenue Road, Ocala
$290,000
3 Beds ⋅ 2 Baths ⋅ OM733272 MLS
Virtually Staged. Welcome to easy Florida living in the sought-after 55+ SummerGlen Golf Course Community. This beautifully maintained 3-bedroom, 2-bath home is truly move-in ready. The bright, open floor plan features high ceilings, an eat-in kitchen, and an open living and dining concept with sliding doors that seamlessly connect to the sunroom for comfortable indoor-outdoor living. The spacious primary suite offers a large bathroom with ample counter space and a walk-in closet. Outside, enjoy a private courtyard surrounded by mature landscaping with lush greenery. SummerGlen offers an active 55+ lifestyle with an 18-hole golf course, restaurant, swimming pool, fitness center, tennis, clubs and activities, baseball, boat and RV storage, and more. HOA fees include lawn maintenance, twice-weekly trash pickup, high-speed internet, and cable television. Conveniently located near I-75 with easy access to shopping, dining, medical facilities, and all that Ocala has to enjoy. This thoughtfully maintained home is ready to enjoy!

16424 Sw 14th Avenue Road, Ocala
1376 Sw 161st Place, Ocala
$299,900
3 Beds ⋅ 2 Baths ⋅ OM733339 MLS
2025 ROOF • NO REAR NEIGHBORS • GOLF CART GARAGE • SUNROOM • BAMBOO & TILE FLOORS • CORIAN COUNTERS • SUMMERGLEN 55+! Monteverde model with 3 bedrooms, 2 baths and approximately 1,794 sq. ft. Built in 2011 with a 2025 roof and 2021 water heater. Easy-care tile and beautiful bamboo flooring throughout with no carpet. Spacious living room with vaulted ceiling. Kitchen features Corian countertops, abundant cabinetry, stainless steel refrigerator, plenty of pantry storage and breakfast bar. The sunroom overlooks open green space with NO REAR NEIGHBORS, offering additional living space and privacy. Primary suite includes a private bath and generous closet space. Two additional bedrooms provide flexibility for guests, office or hobbies. Oversized garage includes a dedicated golf cart garage plus additional storage space. The $390 monthly HOA includes lawn maintenance, high-speed internet, cable TV, trash and recycling pickup, plus a $30 monthly restaurant credit. RV storage is available for a one-time fee. SummerGlen is a gated 55+ golf community with 18-hole golf course, clubhouse, restaurant, fitness center, pool, tennis, pickleball and an active social calendar. 2025 ROOF + NO REAR NEIGHBORS + GOLF CART GARAGE + NO CARPET = THE FEATURES TODAY’S SUMMERGLEN BUYER IS LOOKING FOR. This one deserves to be on your must-see list.

1376 Sw 161st Place, Ocala
7268 Sw 133rd Loop, Ocala
$349,977
4 Beds ⋅ 3 Baths ⋅ TB8552396 MLS
Immaculate and better than new! This beautifully maintained home, less than three years old, is located on a premium corner lot and showcases pride of ownership throughout. Features include modern finishes, window treatments already in place, and a screened porch perfect for outdoor relaxation and entertaining. Enjoy the benefits of newer construction without the wait, expense, or hassle of building. Move-in ready and exceptionally cared for, this Ocala gem offers comfort, convenience, and value all in one package.

7268 Sw 133rd Loop, Ocala
7118 Sw 57th Lane, Ocala
$387,500
4 Beds ⋅ 3 Baths ⋅ OM733407 MLS
Why wait for the builder when your next home is ready now? Just eight months old, this beautifully appointed 4-bedroom, 3-bathroom Garnett model in Calesa Township offers thoughtful design, stylish finishes, and the opportunity to skip the construction wait. Tile flooring flows throughout the main living areas, while the tastefully designed kitchen features a gas stove, stainless steel appliances, a large island with breakfast bar seating, abundant cabinet space, and a pantry. The spacious primary suite is filled with natural light and features a decorative accent wall that adds warmth and character. The generous primary bathroom offers a large walk-in shower. Toward the front of the home, three well-sized bedrooms and two additional bathrooms provide flexibility for guests, a home office, or everyday living. Step outside to the covered back lanai—an inviting spot for morning coffee or unwinding at the end of the day. Already completed for you are thoughtful additions beyond the builder’s standard features, including gutters, upgraded showerheads in all bathrooms, ceiling fans throughout, and a built-in bench and coat area for a convenient everyday drop zone. These practical touches add comfort and convenience from day one, saving you the time and expense of adding them after closing. The appeal continues beyond your doorstep with Calesa Township’s inviting community amenities. Enjoy a resort-style pool, splash pad, playgrounds, basketball court, dog parks, and trails for walking and biking. Covered gathering spaces and grilling areas offer opportunities to relax outdoors and connect with neighbors, while an on-site K–8 public charter school and resident access to Florida Aquatics Swimming & Training (FAST) add to the community’s appeal. Nearly new, thoughtfully designed, and ready now—this home brings together comfortable living and the Calesa Township lifestyle. Skip the wait and schedule your private showing today!

7118 Sw 57th Lane, Ocala
4 Pine Radial Trail, Ocala
$210,000
3 Beds ⋅ 2 Baths ⋅ G5118554 MLS
Seller offering up to $20,000 in concessions with an accepted contract! This 2006 concrete block home in Silver Springs Shores offers 3 bedrooms, 2 bathrooms, a 2-car garage, and a spacious fully fenced yard. The split-bedroom floor plan provides a functional layout with the primary suite privately positioned from the additional bedrooms. The primary bedroom features an en-suite bath, while the two additional bedrooms provides flexibility for guests, a home office, or other needs. The home features ceiling fans throughout and a whole-home fan. Bright and functional, it is ready for a buyer’s personal touches and updates. The fully fenced yard provides space for outdoor activities, pets, or future improvements. Conveniently located in SE Ocala near shopping, restaurants, gyms, medical facilities, schools, and other everyday amenities. Whether you’re looking for a starter home, primary residence, or investment property, this home offers solid construction and a practical layout.

4 Pine Radial Trail, Ocala
5700 E Fort King Street, Ocala
$299,000
3 Beds ⋅ 2 Baths ⋅ FC321857 MLS
POOL home. Beautifully remodeled concrete block home featuring a screened-in pool reaching a depth of 8 feet, modern finishes, and inviting spaces for indoor and outdoor living. A fully fenced yard with a brand-new white vinyl fence provides privacy. NO HOA. NO CDDs and no rental restrictions. The bright, modern kitchen features a stylish breakfast bar, cooktop, contemporary range hood, and generous cabinet and countertop space. The spacious living area includes an electric fireplace, creating a cozy setting for cooler evenings. Luxury vinyl flooring extends throughout the living areas and bedrooms, with no carpet anywhere. Step through the new sliding glass door to enjoy the pool and a covered outdoor dining area surrounded by greenery. Updates include a new roof and gutters (2023), green-tinted insulated windows, newer blinds, an updated electrical panel and wiring, and updated plumbing. Enjoy the best of Ocala living in a location that brings everyday convenience and outdoor adventure together! Nearby shopping and dining along East Silver Springs Boulevard make daily errands easy, while Silver Springs State Park offers kayaking, scenic trails, and iconic glass-bottom boat tours. Explore local history at Fort King National Historic Landmark, enjoy art and live performances at the Appleton Museum and Ocala Civic Theatre, or head to historic downtown Ocala for restaurants, boutiques, and community events. Whether you’re searching for a home to call your own or an investment opportunity, this beautifully updated pool home offers comfort, privacy, and a convenient Ocala location. Enjoy the modern finishes and inviting outdoor spaces yourself, or explore its potential as a vacation rental or Airbnb, subject to applicable rental rules and requirements.

5700 E Fort King Street, Ocala
6748 Cherry Road, Ocala
$285,000
4 Beds ⋅ 2 Baths ⋅ OM733138 MLS
Welcome to 6748 Cherry Rd, located in Silver Springs Shores of Ocala . This beautiful 4- bedroom 2- bath home built in 2024 offers an open floor plan with cathedral ceilings and elegant luxury vinyl plank flooring throughout. The kitchen includes stainless steel appliances, quartz countertops and a large island with plenty of workspace for everyday cooking and entertaining. New water softer system included. Conveniently located near shopping, dining, schools, medical facilities, and major highways. Step outside to the spacious backyard with plenty of space for gardening, or outdoor entertaining. A perfect opportunity for first-time buyers, growing families. With NO HOA & not in a flood zone Don’t miss your chance to own this gem. Furniture is negotiable. Scheduled your private showing today.

6748 Cherry Road, Ocala
1108 Ne 12th Street, Ocala
$209,000
3 Beds ⋅ 2 Baths ⋅ TB8553942 MLS
Virtually Staged. Come call Ocala home! With NO HOA, a spacious Florida room, and warm rustic character, this 3 bedroom home gives you room to relax, gather, and enjoy the Florida lifestyle. The screened front porch welcomes you with a comfortable spot for morning coffee or an evening breeze. Inside, wood ceilings and exposed beams bring warmth to the connected living and dining areas, while large windows fill the space with natural light. Create a cozy seating area for conversation and movie nights, with room to gather around a dining table beside the fireplace. The kitchen keeps meal preparation close to the activity, featuring white cabinetry and generous countertop space. Three bedrooms are positioned along the opposite side of the home, each offering closet storage and flexibility for guests, an office, or hobbies. The central bathroom includes a tub and shower combination. At the back of the home, the expansive Florida room gives you even more room to enjoy your day! Windows line the space, bringing in sunlight and views of the surrounding greenery. Its generous layout allows for multiple areas—set up a comfortable lounge at one end and a game table, creative workspace, or casual dining spot at the other. Whether you’re settling in with a book, hosting friends, or spreading out with a favorite project, this room offers possibilities to fit your lifestyle. Outside, mature trees shade the fenced backyard, with space to garden, enjoy outdoor activities, or create a seating area of your own. Beyond home, explore the restaurants and shops around Ocala’s historic downtown square, or spend a day kayaking and enjoying the trails at Silver Springs State Park. From peaceful mornings on the porch to gatherings in the Florida room, this home is ready for you to make it your own!

1108 Ne 12th Street, Ocala
8777 Sw 116th Place Road, Ocala
$184,900
3 Beds ⋅ 2 Baths ⋅ OM733274 MLS
Welcome home to this move-in-ready 3-bedroom, 2-bath home offering approximately 1,500 square feet of comfortable living space in the desirable Oak Run 55+ community. The thoughtfully designed floor plan includes an additional family room/activity area, providing flexible space for entertaining, hobbies, or simply relaxing. Enjoy added peace of mind with major updates already completed, including a roof and HVAC system replaced in 2020. Step outside to a fully fenced backyard offering privacy and plenty of room for pets, gardening, or outdoor enjoyment. With its versatile living spaces, important updates, and convenient location within Oak Run, this home is ready for its next owner to move in and make it their own.

8777 Sw 116th Place Road, Ocala
13265 Sw 67th Lane, Ocala
$294,900
4 Beds ⋅ 2 Baths ⋅ OM733349 MLS
CHARMING, SPACIOUS & BEAUTIFULLY UPDATED ON 1.16 ACRES IN HIGHLY DESIRABLE ROLLING HILLS! This unique 4-bedroom, 2-bath home offers far more than you might expect. The original manufactured home has been thoughtfully expanded with a substantial three-bedroom addition constructed of concrete block on a slab, creating a spacious floor plan that has been nicely incorporated into the home. The addition blends beautifully with the original living areas, giving the property the comfortable feel and functionality of a traditional home with plenty of room to spread out. Completely remodeled and updated, the bright, open living and dining areas flow beautifully into the large updated kitchen featuring an abundance of white cabinetry, stainless steel appliances, recessed lighting and an oversized center island with additional storage and seating. Updated flooring, neutral finishes and abundant natural light create a fresh and welcoming atmosphere throughout. With four bedrooms, two full baths and an additional sitting/flex area, there is plenty of space for family, guests, a home office or hobbies. An indoor laundry area with cabinetry adds everyday convenience. Step outside onto the large rear deck and enjoy the peaceful surroundings. Situated on 1.16 acres, the property offers a spacious, usable yard with plenty of room to garden, entertain, play or simply relax and enjoy the natural setting. Another standout feature is the 24' x 12' detached workshop/hobby building with full electric and its own charming covered front porch. Whether you envision a workshop, craft room, creative studio or the ultimate she-shed/he-shed, this versatile space offers so many possibilities. A separate storage shed provides additional room for tools, lawn equipment and outdoor necessities. Major improvements include a 2017 roof and newer A/C, and the sellers have taken the extra step of having a pre-listing home inspection completed, providing prospective buyers with additional information about the property from the start. Located in highly desirable Rolling Hills, enjoy the space and peaceful atmosphere of country-style living while remaining convenient to Ocala, Dunnellon and the World Equestrian Center (WEC). The beautiful Rainbow River and Rainbow Springs area are just a short drive away, offering some of Central Florida's favorite swimming, kayaking, tubing and outdoor recreation. Shopping, dining, medical facilities and everyday conveniences are also within easy reach. Move-in ready, beautifully maintained and full of unexpected charm, this property combines a spacious updated home, substantial concrete-block addition, 1.16 acres, a fantastic powered workshop/hobby building and a great location convenient to WEC, Ocala, Dunnellon and the Rainbow River. Come see for yourself why this one feels like home the moment you walk through the door!

13265 Sw 67th Lane, Ocala
8641 Sw 62nd Terrace, Ocala
$179,900
2 Beds ⋅ 2 Baths ⋅ OM733160 MLS
MOVE-IN READY and beautifully updated in Marion Landing, one of Ocala’s established 55+ communities! Welcome to 8641 SW 62nd Terrace, where extensive improvements inside and out have already been completed for you. Step inside to a fresh, modern feel featuring new interior paint, new flooring throughout with the exception of the kitchen, new ceiling fans, and all-new LED lighting inside and out. The kitchen has been refreshed with a new backsplash and new appliances, while the bathrooms feature new vanities. Additional updates include fresh exterior paint and ALL-NEW DUCTWORK completed in 2026. Outside, the transformation continues with completely redone landscaping in both the front and backyard, including the addition of low-maintenance turf—creating an attractive outdoor space without the constant upkeep. Beyond the home, Marion Landing offers an amenity-rich active adult lifestyle with a Lifestyle Center, fitness facilities, swimming pool and spa, billiards, arts and crafts, ballroom, 8-lane bowling alley, tennis, bocce ball, shuffleboard, fishing pond, and plenty of opportunities to stay active and social. Location is another major plus! Situated just off Ocala's popular SR 200 corridor, you'll have convenient access to grocery stores, shopping, restaurants, medical facilities, entertainment, and everyday services, along with easy access to I-75. With extensive updates already completed and an impressive list of community amenities right outside your door, this home offers the perfect combination of comfort, convenience, and active Florida living. Schedule your private showing today and come see everything Marion Landing has to offer!

8641 Sw 62nd Terrace, Ocala
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